Our Financing
Acima Financing
Unexpected car repairs or upgrades? Get back on the road without the financial stress. With Acima Financing, you can take care of your automotive needs now and pay over time — no credit needed!
Use Acima to finance a wide range of purchases, from major auto repairs to everyday essentials like new tires, wheels, alignments, and more. It’s accepted at participating auto repair and service providers nationwide.
Why Choose Acima?
- No Credit Needed – Get approved without relying on your credit score
- Easy Application Process – Quick and simple online or in-store application
- Instant Approvals – Know your status in seconds
- Flexible Payment Options – Low initial payments and manageable terms
- Lease-to-Own Option – Own your purchase with scheduled payments
- Stress-Free Financing – No hidden fees or long-term commitments
- 24/7 Online Account Access – Track and manage your payments anytime
- See if you qualify today — it’s fast, easy, and won’t impact your credit score!
Snap Finance
Snap-branded loans and retail installment contracts are available to customers across the credit spectrum, including those with less-than-perfect credit who might not qualify for traditional financing options. The application process is quick and straightforward — you’ll get a decision in just seconds.
To get started, you’ll need to:
- Be legally eligible to enter into a contract
- Earn at least $1,000 per month
- Have an active checking account
- Provide a valid email and mobile number
- With approvals up to $5,000², there’s no need to delay. Get what you need now with Snap!
Affirm Financing
At Yuba City Autoworks, we understand that vehicle repairs can be unexpected and financially challenging. To support our customers, we're pleased to offer flexible financing options through Affirm, allowing you to get the services you need now and pay over time.
Key Benefits of Affirm Financing:
- Flexible Payment Plans: Choose the schedule that fits your budget with term options of 3, 6, or 12 months.
- Transparent Terms: Affirm provides clear, upfront terms with no hidden fees or surprises. You’ll know exactly what you owe from the start.
- Quick and Easy Application: Apply directly from your mobile device or in our shop. The process is simple, and you’ll receive a real-time decision.
- Checking Eligibility: Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.
- No Late Fees or Penalties: Affirm does not charge late fees and there are no penalties for paying off your loan early.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR
See full terms at affirm.com/disclosures.
Easypay Finance
Covering the cost of unexpected car repairs just got a lot easier. With flexible financing options available—even if your credit isn’t perfect—you can get the repairs you need without the stress of large upfront payments.
The application process is quick and simple. Just find a participating auto shop using the online map, apply from your phone or computer, and get approved for up to $5,000. Best of all, applying won’t affect your credit score.
Once approved, you can head to the shop and take care of your repairs right away. There are no hidden fees, and if you pay off your balance within 90 days while meeting certain conditions, finance charges are capped at just $40.
All you need to apply is a cell phone, an email address, and a bank account. No surprises—just a straightforward way to get back on the road with confidence.
